Most venues require proof of liability insurance before your event can take place. This requirement is typically listed in your venue contract and helps protect both you and the venue in case of accidents or property damage. Even if not explicitly required, event insurance provides important protection against unexpected incidents that could otherwise leave you financially responsible.

Event host liability insurance typically provides up to $2,000,000 in coverage for:

• Property damage to the venue
• Bodily injury to guests
• Legal fees if you’re sued
• Medical payments for injuries
• Damage to rented premises

Most quotes start at just $95, which is significantly less expensive than many event insurance providers. The final price depends on several factors including:

• Event type
• Number of attendees
• Venue location
• Event duration
• Whether alcohol will be served

For most approved events, you’ll receive your certificate of insurance immediately after completing your purchase. This certificate can be downloaded, printed or emailed directly to your venue.

Yes! You can add venues as additional insured at no extra cost. This is typically required by most venues and ensures they’re also protected under your policy.

Event insurance is purchased by you (the event host) to cover specific liabilities during your event, while venue insurance is carried by the venue owner to protect their property year-round. Venues require you to have your own insurance because their policy doesn’t cover incidents caused by your event or guests.